Banking Relations

Think globally,
act locally

Stadtsparkasse Düsseldorf is the leading bank partner in Düsseldorf

Credit Ratings

The Savings Banks Finance Group has  a Corporate Family Rating of Aa2 from Moody’s Investors Service, a Floor Rating of A from DBRS for all members of its Institution Protection Scheme – in particular for the Savings Banks, Landesbanken and central building societies, as well as a Group Rating of A+ from Fitch for all Savings Banks.

Moody’s Corporate Family Rating represents a financial strength assessment of the entire Savings Banks Finance Group.   

DBRS’ Floor Rating signifies a creditworthiness of all its Institution Protection Scheme of at least A.  No member of the Savings Banks Finance Group’s Institution Protection Scheme can fall below this assessment level. 

As neither of the two group evaluations represents a unified rating, it may be possible for Group members to achieve higher individual ratings than the Corporate Family Rating or the Floor Rating.

Moody's Corporate Family Rating, DBRS' Floor Rating and Fitch's Goup Rating can all be used on the capital market. The ratings of DBRS and Fitch can be used as individual ratings and are assigned to the Stadtsparkasse Düsseldorf.

The basis for the good results are:

  • Solid franchise of the savings banks and strong access to the German depositor base
  • Stable profitability
  • Relatively low-risk credit exposure and good asset quality
  • Strong capitalisation and leverage
  • High importance of the Group to the German banking sector
Fitch Rating Report December 2015 PDF-Document
DBRS Rating Report April 2016 PDF-Document
Moody's Credit Opinion March 2015 PDF-Document
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